For the fastest way to loan money to a friend or pay them back after borrowing some yourself, you can use Apple Cash,formerly named Apple Pay Cash. Once you set it up, you can send money to your contacts or request money from them via the Messages app. The service has been around for a while, but there are still many who haven’t taken it for a spin yet.

If you fall into this category, this tutorial shows you how to set up and send money with Apple Cash.

Pay with Apple Pay Siri

Qualifications for using Apple Cash

Here are some things to keep in mindif you want to set up and start using Apple Cash.

Setting up Apple Cash on your iPhone

To get started, you can either open the Wallet app or yourSettings>Wallet & Apple Pay. Then, do the following to set up Apple Cash.

1)TapApple Cashand then tapSet Up NowandContinue.

2)You’ll then see theTerms & Conditionsfor Apple Cash, which you should read to be sure you want to set up and use it. TapAgreeto continue.

3)The next screen will display showing you that Apple Cash is being set up. When it completes, tapDone.

Set Up Apple Pay iPhone

Now, you’re set to send money with Apple Cash.

Using Apple Cash to send money

You have a few different options for how you want to send money using Apple Cash. you’re able to send it in the Messages app, ask Siri to send it, use your Apple Watch, or send through the Contacts app.

Sending money in the Messages app

1)While in the conversation with the person you want to send money to, tap theApple Pay buttonfrom the bottom.

2)Use theplus and minus signsto enter the amount of money you want to send and tapPay.

Set Up Apple Pay iPhone Ready

3)When the payment appears in the text window, you can optionally add a message or just tapSend.

4)Confirm the payment with your passcode, Touch ID, or Face ID.

Send Money with Apple Pay iPhone

Sending money with Siri

1)Invoke Sirion your device and instruct her to pay [name] [amount].

2)When Siri gives you a preview of the payment, verify the person and amount andtell Siri to send itor tapSend.

Send Money with Apple Pay Siri

3)Confirm the payment with your passcode, Touch ID, or Face ID.

Sending money from your Apple Watch

1)Open Messages to the conversation with the person you want to send money to and tap theApple Pay button.

2)Use theplus and minus signsor spin theDigital Crownto enter the amount of money you want to send and tapPay.

3)When the payment appears in the text windowdouble-click the side buttonto send the payment.

Sending money in the Contacts app

1)Open theContactsapp and select the person you want to send money to.

2)Tap thePaybutton.

3)The Messages app will then open for you to send your payment using the steps above toSend money in the Messages app.

Wrapping it up

Apple Cash is a convenient way to send money to friends or family members quickly. Are you going to set up and send some money with Apple Cash? Has anyone ever sent you money using Apple Cash? Let us know your thoughts on this payment feature in the comments below!